We can also provide one off consultancy services, which are mainly for our corporate clients. Unfortunately we see a lot of company defined benefit pension schemes being wound up and members being transferred to a defined contribution pension scheme. This is a very significant change of circumstances for all the members. We can provide independent advice on managing this change for all employees and also management teams who are making these decisions.

Winding up of pension schemes has led to court cases and employers can mitigate some of this risk by having independent advice rather than solely relying on the scheme trustees.